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Overview of the insurance market – 2024 Renewal Outlook 


We live in an era of upheaval and crisis. Whether societal, political, economic, climatic, cyber or even electrical… the risks are very real. Some of them seemed to belong to the past, but their resurgence is necessary.

Still, although it may seem almost counterintuitive in the current climate, the insurance market has reported relative stability this year.

Strong profiles are reaping the benefits of a more abundant capacity and favorable renewal terms, while profiles that have filed claims or been deemed vulnerable continue to be confronted with a shortage of options and more costly placements.

This white paper on the State of the Market will help you get your bearings during the current budgeting period.

Have a good read!

Given this state of the market, our priority is clear: to support you, whatever your profile, in order to improve your rating through prevention work, so we can negotiate the best solution for you. Because that is our core purpose: “Delivering long-term solutions for protecting and growing everything our clients value.

State of the Insurance Market: a document created to help you:


Learn about the latest trends, market by market


Prepare for your contract renewals


Present a solid case to insurers

Verspieren, France independent broker

By your side to advise and work with you to develop insurance programs tailored to your needs:


Business risk prevention

Property damage, civil liability, vehicle fleets, prevention, cyberattacks, directors’ and officers’ liability, fraud prevention, etc.


Employee protection

Mandatory complementary health insurance, employee group benefits, group pension plans, employee mutual funds, etc.


Affinity insurance

Insurance coverage for your customers, incorporated into your products and services, covering design, claims management, customer service, etc.


Specialty insurance

Real estate, construction, medical, agriculture and agrifood, transportation and logistics, renewable energy, aeronautics, public authorities and agencies, etc.